Pre-contract credit information of little loan agreements concluded with personal people

The bank officer is obliged before conclusion of a loan agreement to explain all the relevant conditions of the loan agreement and obligations involved in borrowing to meet the requirement on responsible lending and provision of a warningВІ and to help the borrower make an informed loan decision.

Your decision on taking the loan will be produced by the applicant, who, in line with the supplied information shall evaluate suitability associated with the loan item and conditions to their loan interest and monetary condition and will be in charge of the effects of stepping into the mortgage agreement

We urge the applicant to completely examine the conditions associated with loan contract become concluded, the feasible effects of using the loan as well as the enclosed information. The bank officers for explanations and additional information if you have more questions, please contact. Please contact your nearest SEB branch, to obtain the responses.

whenever examining the mortgage contract, it’s important to give consideration particularly towards the after

1. Amount and money associated with the loan that is appliedsee clause 1.1 associated with contract)

2. Loan disbursement term (see clause 1.2.3 regarding the contract), including informative data on whether or not the used loan is disbursed in a lump sum payment or in instalments (see clause 1.2.1 associated with contract) and whether this involves fulfilment of extra conditions because of the borrower (presentation of additional agreements, invoices, etc., see clause 1.2.2 regarding the contract). If the agreed disbursement term has expired or even the conditions that are additional loan disbursement haven’t been satisfied, the financial institution shall never be obliged to disburse the mortgage. Continue reading

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